Sacco Education Day tips

Prosperity– is it our God-given right?!

3John 1: I2–prosper in all things and be in good health.

Isaiah 45: (1-7)see verse 3 -I will give thee the treasures of darkness, and hidden riches of secret places, that you may know that I, the Lord, who calls you by name, am the God of Israel….

“It’s our responsibility to find wealth,” these were among the opening words of a wealth management professional & motivational speaker who heralded the order of items on the program at the UKRISTO na UFANISI DT SACCO Ltd education day hosted at the Sacco’s Kawangware premises on Feb 14th 2026.

The speaker presented five key points on wealth including the places where wealth can be found; the fact that wealth must be created; that wealth creation is a process that takes time (and is not an instantaneous act); that wealth creates value and that wealth follows the laws of purpose.

And that wealth creation also follows the laws of savings.

….according to the speaker wealth is mined from resources and which are not scarce in Kenya & the world.

“If you believe that there’s a place where you can extract wealth, you’ll surely get it this making wealth creation a mental issue,” he averred encouraging the audience to have positive thoughts on wealth and that wealth is attainable.

 Notably, wealth is often created through savings followed by investments in projects including businesses among others.

Even as people invest, they should ensure that they create value in Society to benefit others and also to attract more customers /business. The investors must be guided by both their personal & family and investment visions.

The law of purpose must inspire investors to question and know the reason or purpose in life, why they (the investors) were created and what legacy and heritage they are creating in their work.

Guided by the law of savings, the investors must save first before spending. Ideally and according to some theories people should save at least 10 per cent of their income before they even start spending the first penny. People should first spend incomes or even allowances or cash gifts on what they need for basic survival and not necessarily on what they want.

Equally inspired by the Book of Ecclesiastes 11:1-2, which urges believers & Christians to cast their bread upon many waters for them to find it after many days, the members were urged have many streams or sources of income as guided by the laws of multiple streams of earnings..

“Debts aren’t to be feared and can be either good or bad. Borrow good loans from which you can invest and have returns and avoid loans for luxurious spending or everyday needs, including healthcare (have Healthcare insurance instead), which don’t provide income or dividends associated immediate returns. Avoid high interest loans including those from shylocks,” the speaker urged his attentive audience.

“Learn how to pass wealth on to future generations. Teach your children and mentees how to work hard. Teach them useful skills including business skills & life skills such as the virtues of patience, honesty, determination, diligence, hardwork and competence among many others,” the speaker added.

The speaker identified most of the attendees (majority of whom were middle age & Gen Zs) as the ‘Pioneer Generation’.

…. “Currently, we’re the ones creating wealth. We’re the ‘wealth generating generation’ and we must work hard in our endeavors.  Many of our  younger people and especially some Gen Zs can be classified as the ‘Maintenance Generation’, who unfortunately fail to add   more wealth to the wealth already generated and only contribute to its depletion,” the speaker observed.

He urged elders and parents to encourage this latter generation to not only preserve but also multiply the wealth.

Further, he classified the very young children also dubbed ‘generation Alpha or Alpha Gen Z’ as the ‘Entitlement Generation.’

… “Our children just demand to use the wealth we’ve generated and unfortunately we don’t often teach them how to use the wealth wisely or how they could also save at young ages and later invest to generate their own wealth or more of our wealth,” rued the speaker.

He urged the audience to teach the latter generation how to create wealth and a heritage for themselves and their families.

” Start a business now, today! and take action to improve your lives. Change your destinies and your financial positions. Write down your purposes and visions in life. Fundamentally, take responsibility for your lives!” the speaker challenged his audience in conclusion.